Get health insurance or pay the fine !!

Obama is saying that his insurance plan has a provision that will force us to get health insurance or face financial penalties. He says that requiring everyone to "share" the financial burden is the fair way and that now some people carry the "burdens" of other people. Well, ain't that the American way? We pay other peoples' burdens all the time! Anytime one person gets something for free that other people normally pay for, someone has carried that person's burden. He also claims that nearly every person is required to have auto insurance so this wouldn't be much different. Bullshit !! Everyone is not required to own a car. There are a lot of people out there who don't have to buy car insurance. In my case, if health insurance was the same $100 per month as my car insurance or the $80 per month of my homeowners insurance, I would buy it. The last time I priced insurance it was about $600 per month. That's a friggin' paycheck! I haven't been to a doctor in 2 years (thank you, God). I'd be out $14000! The talk now is that the "uninsured younger generation" is filling our emergency rooms, costing us money and driving up health costs. They don't have insurance because, when you are 23, you are immortal. Look around an emergency room. The ones there are generally people who either can't afford to go to a doctor (who wants $125 up front) or they get Medicare or Medicaid and act like it is a blank check to go there for every little ache and pain. The way to reduce premiums is to allow us to choose a la carte services and jack up doctor copays. Every time you pay a $30 copay, the insurance company pays the other $70 to $100. Where does that come from? Your premiums (or mine!). Bump the copay to $75. It will make people think a bit before going to the doctor. Now I know most folks have a legitimate reason for going to the doctor but there are just as many who are hypochondriacs who go at every twinge of pain. Stop the doctors from running stupid, useless tests. My last blood work included a blood sugar test. There is not a diabetic within 4 generations of me. That's a waste of the 50 or 60 bucks it cost me. One way to save on costs is to study up a little on your medical background so you can speak intelligently with your doctor or take someone with you who can. Let's hope someone with some common sense can prevail so we won't all end up with a burning sensation in our hind parts.